Trade Payment Program A/R Data Submission Guidelines

Participating in the CreditRiskMonitor Trade Contributor Program is free, secure and confidential. Submitting your A/R data helps enrich the credit intelligence available to the broader business community and improves the quality of the scores and reports you rely on.

If your company already shares an A/R file with another credit bureau or trade group, simply send us the same file. We will only request changes if required fields are missing.

Free
Participating in the Trade Payment Program is completely free with no setup fees or ongoing costs.
Secure
Your customer payment data is transmitted and managed with strict confidentiality.
Simple
Already exporting an aging report? You’re likely ready to participate with little or no modification required.

Required File Layout

Your file should contain one row per customer and include the following columns:

Data requirements

Customer Aging File Fields

Include the following fields in your customer aging data file.

15 total fields 14 required 1 optional
Field name Status Description
Account # Required Your internal customer account or ID number.
Customer Name Required Full legal business name of your customer.
Street Address Required Customer’s primary billing or mailing address.
City Required City of the customer’s address.
State or Province Required Two-letter state or province code, such as NY or CA.
ZIP or Postal Code Required Five-digit ZIP code or international postal code.
Country Required Country associated with the customer’s address.
Current Amount Required Balance that is not yet past due.
Past Due 1–30 Days Required Balance that is 1 to 30 days beyond payment terms.
Past Due 31–60 Days Required Balance that is 31 to 60 days beyond payment terms.
Past Due 61–90 Days Required Balance that is 61 to 90 days beyond payment terms.
Past Due 90+ Days Required Balance that is more than 90 days beyond payment terms.
Currency Required Three-letter currency code, such as USD, CAD, or EUR.
Total Amount Required Sum of the current and past-due aging buckets for the customer.
In Collections Optional Indicate whether the account has been sent to collections using Y or N.
Accepted File Formats

We can accept files in any of the following formats:

  • Excel (.xlsx)
  • CSV (.csv)

Please note: We are unable to process PDF, Word, XML, HTML, or scanned/printed copies of your aging data

How to Submit Your File
  1. Email — Send your file directly to your CreditRiskMonitor data contact. We will confirm receipt and follow up with next steps.
  2. Secure FTP — A unique FTP login can be provided upon request for recurring submissions.

Get in Contact

FAQs

Frequently asked questions about CreditRiskMonitor® and SupplyChainMonitor™ platforms
Is there a cost to participate?

No. Participation in the CreditRiskMonitor Trade Data Program is always free.

Your customer data is treated as strictly confidential. Your company name will not be associated with any trade reference in our reports. We do not solicit your customers or resell your data for marketing purposes.

You can simply add us to your existing distribution list. Many companies report to multiple bureaus to maximize data coverage.

Yes. Once we configure your file profile, please keep the same layout each submission. If your format changes, notify us in advance so we can update your profile accordingly.