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Usage Notes:

Because the custom "Full HTML Blocks" cannot be turned into reusable blocks, we duplicate their content into HTML blocks, which can. So, to update the reusable blocks:

  • First, use the Full HTML Block editor to edit and style the content as nee ded
  • Then, view and copy the source from the Full HTML Block editor
  • Finally. copy the source code into the corresponding Custom HTML block under it.

Key Benefits Table

Key BenefitsCreditRiskMonitor's Trade Receivable Compliance CalculatorHistorical Credit Loss Method:
Cost-effective✅✅
Uses management historical assumptions✅✅
User input of current trade receivables data✅✅
Mathematically coded tool✅❌
Easily updated on a monthly, quarterly, or yearly basis✅❌
Third-party independent score with peer analysis✅❌
FRISK® probability - 96% accuracy✅❌
PAYCE® probability - 80% accuracy
✅
❌
Output range the share with auditors for decisionmaking✅❌
20-plus years of historical analytical data built into the predictive index✅❌
Artificial intelligence built into the model✅❌
Incorporates market risk into the model✅❌
Access to management disclosures and SOX disclosures✅❌
Flexible tool that can be used by multiple users within the organization✅❌
Looks at the statistical probability of loss for each vendor's receivables✅❌
Access to millions of reports and scores for research and decision making✅❌

Key Benefits CreditRiskMonitor's Trade Receivable Compliance Calculator Historical Credit Loss Method:
Cost-effective ✅ ✅
Uses management historical assumptions ✅ ✅
User input of current trade receivables data ✅ ✅
Mathematically coded tool ✅ ❌
Easily updated on a monthly, quarterly, or yearly basis ✅ ❌
Third-party independent score with peer analysis ✅ ❌
FRISK® probability - 96% accuracy ✅ ❌
PAYCE® probability - 80% accuracy ✅ ❌
Output range the share with auditors for decisionmaking ✅ ❌
20-plus years of historical analytical data built into the predictive index ✅ ❌
Artificial intelligence built into the model ✅ ❌
Incorporates market risk into the model ✅ ❌
Access to management disclosures and SOX disclosures ✅ ❌
Flexible tool that can be used by multiple users within the organization ✅ ❌
Looks at the statistical probability of loss for each vendor's receivables ✅ ❌
Access to millions of reports and scores for research and decision making ✅ ❌
 

FRISK Score Table

FRISK® Score

Probability of Bankruptcy Within 12 Months
FromTo
100.00%0.12%
90.12%0.27%
80.27%0.34%
70.34%0.55%
60.55%0.87%
50.87%1.40%
41.40%2.10%
32.10%4.00%
24.00%9.99%
19.99%50.00%

a FRISK® Score

Probability of Bankruptcy Within 12 Months

From

To

10

0.00%

0.12%

9

0.12%

0.27%

8

0.27%

0.34%

7

0.34%

0.55%

6

0.55%

0.87%

5

0.87%

1.40%

4

1.40%

2.10%

3

2.10%

4.00%

2

4.00%

9.99%

1

9.99%

50.00%

 

PAYCE Score Table

PAYCE® Score

Probability of Bankruptcy Within 12 Months
FromTo
100.00%0.38%
90.38%0.55%
80.55%0.80%
70.80%1.22%
61.22%1.69%
51.69%2.59%
42.59%3.73%
33.73%6.34%
26.34%10.02%
110.02%50.00%

PAYCE® Score

Probability of Bankruptcy Within 12 Months

From

To

10

0.00%

0.38%

9

0.38%

0.55%

8

0.55%

0.80%

7

0.80%

1.22%

6

1.22%

1.69%

5

1.69%

2.59%

4

2.59%

3.73%

3

3.73%

6.34%

2

6.34%

10.02%

1

10.02%

50.00%

 

Receivables by DBT Index Table

Receivables by DBT Index

(Current Payment Performance)

CoverageReceivables%CategoryReceivables%DBT IndexReceivables%
DBT Indexes$1,916,248,231100.0%Delinquent$1,738,7350.1%1$1,594,3830.1%
2$89,2990.0%
3$55,0530.0%
Slow$27,144,1431.4%4$229,4240.0%
5$875,1890.0%
6$19,214,6331.0%
7$6,824,8970.4%
Prompt$1,887,365,35398.5%8$128,894,3766.7%
9$1,358,800,82670.9%
10$399,670,15120.9%
Non-Scored($109,944)(0.0%)
Total$1,916,138,287100.0%

Receivables by DBT Index

(Current Payment Performance)

Coverage

Receivables

%

Category

Receivables

%

DBT Index

Receivables

%

DBT Indexes

$1,916,248,231

100.0%

Delinquent

$1,738,735

0.1%

1

$1,594,383

0.1%

2

$89,299

0.0%

3

$55,053

0.0%

Slow

$27,144,143

1.4%

4

$229,424

0.0%

5

$875,189

0.0%

6

$19,214,633

1.0%

7

$6,824,897

0.4%

Prompt

$1,887,365,353

98.5%

8

$128,894,376

6.7%

9

$1,358,800,826

70.9%

10

$399,670,151

20.9%

Non-Scored

($109,944)

(0.0%)

 

Total

$1,916,138,287

100.0%

 

DBT Index Meanings

DBT IndexMeaning
10No Past Due balances for six consecutive periods
90 - 10 Days Beyond Terms
811 - 20 Days Beyond Terms
721 - 30 Days Beyond Terms
631 - 45 Days Beyond Terms
546 - 60 Days Beyond Terms
461 - 75 Days Beyond Terms
376 - 90 Days Beyond Terms
291 - 105 Days Beyond Terms
1106+ Days Beyond Terms

DBT Index

Meaning

10

No Past Due balances for six consecutive periods

9

0 - 10 Days Beyond Terms

8

11 - 20 Days Beyond Terms

7

21 - 30 Days Beyond Terms

6

31 - 45 Days Beyond Terms

5

46 - 60 Days Beyond Terms

4

61 - 75 Days Beyond Terms

3

76 - 90 Days Beyond Terms

2

91 - 105 Days Beyond Terms

1

106+ Days Beyond Terms

 

Receivables by FRISK® Score

(Risk of Bankruptcy)

CoverageReceivables%CategoryReceivables%FRISK® ScoreReceivables%
FRISK® Scores$1,259,476,03565.7%High Risk$402,483,85721.0%1$16,549,6660.9%
2$17,224,8490.9%
3$219,801,01411.5%
4$119,510,1086.2%
5$29,398,2201.5%
Medium Risk$276,091,92114.4%6$71,843,2233.7%
7$171,270,7068.9%
8$32,977,9921.7%
Low Risk$580,900,25730.3%9$156,922,8488.2%
10$423,977,40922.1%

Receivables by FRISK® Score

(Risk of Bankruptcy)

Coverage

Receivables

%

Category

Receivables

%

FRISK® Score

Receivables

%

FRISK® Scores

$1,259,476,035

65.7%

High Risk

$402,483,857

21.0%

1

$16,549,666

0.9%

2

$17,224,849

0.9%

3

$219,801,014

11.5%

4

$119,510,108

6.2%

5

$29,398,220

1.5%

Medium Risk

$276,091,921

14.4%

6

$71,843,223

3.7%

7

$171,270,706

8.9%

8

$32,977,992

1.7%

Low Risk

$580,900,257

30.3%

9

$156,922,848

8.2%

10

$423,977,409

22.1%